Which of the following is a benefit of a health cash plan?

A health cash plan typically offers a way for individuals to manage certain healthcare costs by providing cash payments for various health-related expenses. The correct option, payment for prescriptions, directly aligns with what a health cash plan is designed to offer. This kind of plan typically reimburses members for the cost of prescribed medications, allowing individuals to receive financial support when they need it most.

In contrast, other options do not accurately represent the primary benefits of health cash plans. Free hospital accommodation is generally associated with private health insurance rather than cash plans, which focus on reimbursing out-of-pocket expenses. Private health insurance itself offers a broader range of services, including hospital stays and treatments, which goes beyond what a cash plan provides. Access to specialist consultations is also more aligned with private health insurance offerings, as cash plans mainly support routine medical expenses rather than facilitating access to specialized medical professionals. Thus, the focus of a health cash plan on reimbursement for everyday health costs, such as prescriptions, makes it a unique and valuable financial tool for managing healthcare expenses.