What is the primary goal of preventive care in health insurance plans?

Preparing for the CII Certificate in Insurance - Healthcare Insurance (IF7)? Study with flashcards and multiple choice questions, each question has hints and explanations. Get ready for your exam!

The primary goal of preventive care in health insurance plans is to provide services that prevent illnesses or detect diseases early, thereby promoting overall health. Preventive care includes regular check-ups, screenings, vaccinations, and counseling that aim to identify and address health issues before they escalate into more serious conditions. By focusing on prevention, these services can lead to better health outcomes, reduce the need for more extensive and costly treatments later, and ultimately contribute to lower overall healthcare costs.

In many health insurance plans, preventive care is emphasized because it not only benefits the individual by maintaining their health but also helps to reduce the burden on the healthcare system. Early detection of conditions like diabetes, hypertension, and cancer can lead to timely interventions that improve survival rates and quality of life. This proactive approach contrasts with strategies focused on treatment after illness occurs, highlighting the importance of prevention in a sustainable healthcare model.

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