What is the primary function of a 'health risk assessment'?

Preparing for the CII Certificate in Insurance - Healthcare Insurance (IF7)? Study with flashcards and multiple choice questions, each question has hints and explanations. Get ready for your exam!

The primary function of a 'health risk assessment' is to serve as a questionnaire or evaluation designed to identify an individual's health risks and to determine preventive measures. This process involves gathering information about an individual's health status, lifestyle choices, family history, and potential environmental factors that may contribute to health issues. By identifying these risks, healthcare providers can engage in proactive planning for interventions, recommendations for lifestyle changes, or screening for particular health concerns, ultimately aiming to improve individual health outcomes.

This assessment is essential for guiding personalized health strategies and interventions, making it a core component of preventive healthcare. The insight gained from a health risk assessment can help identify areas where an individual might benefit from closer monitoring or specific health programs.

The other options focus on different areas that do not align with the primary function of a health risk assessment. Evaluating dietary habits or calculating insurance premiums pertains to specific aspects of health or insurance practices, while surveys measuring patient satisfaction do not contribute to an individual's health risk identification or preventive care strategies.

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