What is the main focus of Private Medical Insurance?

Preparing for the CII Certificate in Insurance - Healthcare Insurance (IF7)? Study with flashcards and multiple choice questions, each question has hints and explanations. Get ready for your exam!

The main focus of Private Medical Insurance is to provide immediate access to healthcare services. This form of insurance is designed to facilitate prompt medical treatment for policyholders, allowing them to receive care without the delays that can often accompany publicly funded healthcare systems. This immediate access is a significant benefit for individuals who may need urgent treatment or prefer to choose their healthcare provider, enhancing their options and overall healthcare experience.

The other aspects like covering dental treatments, paying for long-term care, or offering travel insurance do not align with the primary purpose of Private Medical Insurance. While some policies might include additional benefits or options, the essential aim remains centered on ensuring that individuals can access healthcare services promptly when needed.

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