What aspect of care is primarily limited in international healthcare insurance policies?

Preparing for the CII Certificate in Insurance - Healthcare Insurance (IF7)? Study with flashcards and multiple choice questions, each question has hints and explanations. Get ready for your exam!

International healthcare insurance policies often have specific limitations when it comes to costs related to primary care. This is because such policies are designed primarily for emergencies and acute care situations, rather than covering the full range of healthcare services that might be typically addressed in a domestic policy.

Primary care includes routine check-ups, preventive services, and management of chronic conditions. Many international plans emphasize coverage for hospital stays, emergency treatments, and sometimes specialized services, while often restricting or limiting the financial support available for primary care services. This focus is due to the nature of travel, as travelers may not need ongoing primary care, and the policies aim to provide essential coverage for unexpected incidents or urgent medical conditions that arise while abroad.

In contrast, other areas like preventive care, inpatient care, or home care services may either be more comprehensively covered or not as tightly restricted in comparison to primary care costs within international policies.

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy